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Are you in
a flood zone? to Is FEMA changing your flood zone?
or Is your home being remapped ?
During the 21st century, floods
were the number-one natural disaster in the United States
in terms of number of lives lost and property damage.
Over 90% of all U S natural disasters include flooding.
Each and every year, in America,
homes in special flood hazard areas are six times more likely
to be destroyed by flooding than by fire. Changing weather
patterns, increased urban development, and the leveling of
forests have reduced the land's natural ability to absorb
water.
Flood Insurance Puts You in Control. Only flood insurance
protects your home and your belongings from damage caused
by rising water or mudflow. Flood insurance pays all covered
claims even if a federal disaster is not declared. Claims
are paid quickly so victims can recover faster.
Anyone can buy flood insurance as long as the property is
located in a community that participates in the National
Flood Insurance Program. Homes, condos, apartments, and business
structures are all eligible. Even if you've had previous
flooding, you can still buy flood insurance. Renters may
purchase flood insurance for their possessions. Premiums
for flood insurance are set by the U.S. government, your
rate is the same from any insurer.
As flooding becomes a more
common occurrence, property owners need to face the facts.
Floods can occur at any time of the year, in any part of
the country, and at any time of the day or night. |
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